When a new current address is added to their consumer file.
When a new current employment is added to the consumer file.
When a new inquiry occurs from someone other than you.
An increase in past due amount by $50.00 or more occurs, or the MOP* on a trade collection increases.
When a new trade or collection is opened.
The MOP* on an existing trade or collection is improved.
The remarks code for an existing tradeline in the consumer file changes to BKL*, indicating the tradeline is now bankrupt.
New derogatory public record data is added to the consumer file.
The consumer file contains a new public record declaring bankruptcy.
True name fraud consumer statement is present on the consumer file.